JS / Personal / Accounts / Current Accounts / Roshan Digital Account

Italian Trulli
JS Bank now offers Roshan Digital Account to Non-Resident Pakistanis (NRPs) residing across the world. NRPs can open a Foreign Currency (FCY) or PKR based NRP account that provides them unparalleled convenience through a simple, secure and completely digitized process to avail a host of benefits, paving way for a prosperous and progressive Pakistan.

 

Scan to Apply via JS Bot OR Add +92 348 7003000 to your Contacts and say “Hi” on WhatsApp

Product Features

  • Complete Digital Onboarding
  • Open a Current/savings account in PKR or foreign currencies (USD, EUR, GBP, CNY, AED)
  • Invest in JS Banks Term Deposit Products
  • Can be credited through foreign remittances only
  • Repatriation of your funds without any approval – (in-between your own accounts)
  • Pay Utility bills
  • Invest in Pakistan Stock Exchange, Government Issued Treasury Bonds
  • Accounts to be opened and activated within 48 hours
  • SMS Alerts
  • Mobile & Internet Banking
  • Free Debit Card
  • Cheque Book issuance
  • Supplementary Card
  • Invest in other securities, certificates, commercial & residential real estate
Dedicated
Relationship
Management Team
No Initial
Deposit Required
Free
Internet Banking
Free
Debit Card
No Service
Charges
Secured and
Instant Services
Real-time
Currency Conversion
No Minimum
Balance Required

Eligibility

  • Roshan Digital Accounts can be opened and maintained by individual non-resident Pakistani clients and resident Pakistani clients with wealth declared abroad.
  • Documents required (for non-residents):
    • Valid Identity Document (CNIC/ SNIC/ NICOP/POC etc)
    • Valid passport
    • Proof of NRP status (POC/ Visa entry/ exit stamps, etc)
    • Proof of profession & source of funds
    • Signature
    • Live photo

Account Opening Process

Non-resident Pakistanis (NRPs)

  • Click on ‘Apply Now’ and fill in your personal information
  • Upload soft versions of required documents
  • e-KYC through recorded audio/ video calling by Bank’s representative with you
  • Upon successful verification of details and documents, your account will be opened within 48 Hours
  • You will receive confirmation email along with IBAN number from the Bank

Resident Pakistanis

  • Resident Pakistani’s have to visit JS Bank Branch
  • For Roshan Digital Account, Resident Pakistani’s have to submit wealth statement having foreign assets declared in last submitted tax return in addition to existing requirements for documents (as per regulator)
  • Account will be opened as per the branch existing process

Minimum Documents Required for NRPs

  • Original scanned CNIC/ NICOP/ POC
  • Original scanned Passport (first 2 pages) (Pakistani and/or foreign/other country)
  • Proof of NRP status (e.g. scanned copy of POC, visa, entry/exit stamps, etc.)
  • Proof of Profession and Source of Income/Funds (e.g. scanned copy of job certificate, tax return, rent agreement, salary slips, etc.)
  • Photo of customer
  • Signature (Electronic)
  • FATCA/CRS Declaration

Additional Information

Pakistani residents with declared assets abroad can apply for foreign currency Roshan Digital Account by visiting any JS Bank branch. Customers may also be contacted online or through video call by JS Bank for due diligence. The online verification session will be recorded for quality assurance purpose.
All taxes and Zakat are applicable as per laws of Pakistan.
Service Charges will apply as per prevailing SOC
RDA Profit rates PKR: 5.5 % All Tiers
RDA Profit Rates

 

Get in Touch

We thank you for your interest in the Roshan Digital Accounts (RDA) for Non-Resident Pakistanis. You are also requested to provide your feedback on overall user experience, suggestions and complaints (if any) for further improvement at [email protected] or call at +922132799009
+92 (051-021) 111 654 321.You can also contact us on our Facebook page: https://www.facebook.com/JSBankLtd/You may also share your feedback and suggestions related to Roshan Digital Accounts with State Bank of Pakistan (SBP) at [email protected]

 

Italian Trulli
JS Bank now offers Roshan Digital Account to Non-Resident Pakistanis (NRPs) residing across the world. NRPs can open a Foreign Currency (FCY) or PKR based NRP account that provides them unparalleled convenience through a simple, secure and completely digitized process to avail a host of benefits, paving way for a prosperous and progressive Pakistan.

 

Scan to Apply via JS Bot OR Add +92 348 7003000 to your Contacts and say “Hi” on WhatsApp

Product Features

  • Complete Digital Onboarding
  • Open a Current/savings account in PKR or foreign currencies (USD, EUR, GBP, CNY, AED)
  • Invest in JS Banks Term Deposit Products
  • Can be credited through foreign remittances only
  • Repatriation of your funds without any approval – (in-between your own accounts)
  • Pay Utility bills
  • Invest in Pakistan Stock Exchange, Government Issued Treasury Bonds
  • Accounts to be opened and activated within 48 hours
  • SMS Alerts
  • Mobile & Internet Banking
  • Free Debit Card
  • Cheque Book issuance
  • Supplementary Card
  • Invest in other securities, certificates, commercial & residential real estate