Eligibility

• Roshan Digital Accounts can be opened and maintained by individual non-resident Pakistani clients and resident Pakistani clients with wealth declared abroad.

Required Documents
The following scanned documents are required for the opening of the JS Roshan Digital Account:

• Customer (CNIC/ SNIC/ NICOP/POC)
• Customer Passport (first 2 pages, Pakistani and / or foreign / passport of other country)
• Specimen Signature (Scanned on a white page)
• Proof of NRP status (POC/ Visa entry/ exit stamps, etc)
• Proof of profession & source of Income/ Funds (For example: For salaried individuals; employment letter, salary slip or bank statement & for busniess persons; busniess registration document, business letter head or bank account statement etc.)
• Live photograph

Before Getting Started

• Filling of account opening form will approixmately take 10-15 minutes.
• After gathering the Required Documents you will need to scan and upload them.
• We advise you to read the FAQs to get familiar with the product.
• you will also need access to a webcam so that your live photo can be captured.
• You may use the live chat feature in case you need any kind of assistance at any point.
• You will have to acknowledge declaration to proceed to next steps.

Disclaimer: Please male sure that you have ther latest version of Microsoft Edge, Chrome or Firefox to avoid any difficulties during the process. Before you start we advise you to also clear your browser cache / cookies to ensure the application runs smoothly.

Account Opening Process

Non-resident Pakistanis (NRPs)

• Click on ‘Apply Now’ and fill in your personal information
• Upload soft versions of required documents
• e-KYC through recorded audio/ video calling by Bank’s representative with you
• Upon successful verification of details and documents, your account will be opened within 48 Hours
• You will receive confirmation email along with IBAN number from the Bank

Resident Pakistanis

• Resident Pakistani’s have to visit JS Bank Branch
• For Roshan Digital Account, Resident Pakistani’s have to submit wealth statement having foreign assets declared in last submitted tax return in addition to existing requirements for documents (as per regulator)
• Account will be opened as per the branch existing process

Minimum Documents Required for NRPs

• Original scanned CNIC/ NICOP/ POC
• Original scanned Passport (first 2 pages) (Pakistani and/or foreign/other country)
• Proof of NRP status (e.g. scanned copy of POC, visa, entry/exit stamps, etc.)
• Proof of Profession and Source of Income/Funds (e.g. scanned copy of job certificate, tax return, rent agreement, salary slips, etc.)
• Photo of customer
• Signature (Electronic)
• FATCA/CRS Declaration

Additional Information

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