+92 (21) 111-654-321
+92 (51) 111-654-321
+92 (21) 111 JS BANK
+92 (21) 111 57 2265
+92 (21) 263 1803
+92 (21) 3279 9009
JS Bank Limited
Shaheen Commercial Complex
Dr. Ziauddin Ahmed Road
P.O. Box 4847, Karachi-74200
Sindh, Pakistan
Naya Pakistan Certificates (NPS) are an attractive financial instrument specifically designed for Non-Resident Pakistanis and those Resident Pakistanis with declared assets abroad. These certificates offer an attractive rate of return over different maturities and in different currencies including PKR, USD, GBP & Euro. Furthermore, they are issued by the Government of Pakistan na d administered by the State Bank of Pakistan.
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| NPC Profit Rates | |||||||
| Sr No. | Currency | Minimum Denomination | Rate of Return | ||||
| (1) | (2) | (3) | (4) | ||||
| – | – | – | Three Months | Six months | Twelve months | Three years | Five years |
| 1 | US Dollars | 1,000 US Dollars | 7.00% | 7.20% | 7.50% | 8.00% | 8.00% |
| 2 | Pak Rupees | 10,000 Pak Rupees | 15.00% | 15.25% | 15.50% | 14.00% | 13.50% |
| 3 | GBP | 10,000 GBP | 5.50% | 6.00% | 7.00% | 7.50% | 7.50% |
| 4 | Euro | 1,000 Euro | 4.00% | 4.50% | 5.00% | 6.50% | 6.50% |
*Subject to W.H.T of 10% currently and subject to change as per the directives of SBP.
| Minimum Amount of Investment | ||||
| FCY Denominated Certificates | USD, GBP & Euro: Minimum Investment of 1,000 with integral multiples of 500/- | |||
| LCY Denominated Certificates | PKR: Minimum Investment of 10,000 with integral multiples of 1,000/- | |||
*Amount of investment in each tenor certificate shall be as above
| NPC Key Features | ||||
| Offered in multiple currencies, PKR, USD, GBP and EUR | ||||
| Short and long-term investment tenors of 3 Months, 6 Months, 12, Months, 3 Years and 5 Years | ||||
| Fully and easily repatriable | ||||
| No Zakat deduction | ||||
| Premature encashment option | ||||
| Option to raise Financing against Naya Pakistan Certificates pledged as a security. | ||||
| High returns of up to 11% on your investments in multiple currency denominated certificates | ||||
For any further queries, be sure to check out our FAQs at https://jsbl.com/rda-terms-and-conditions/ or email us at [email protected] or contact us at our 24/7 dedicated helpline; Call us at: 021 111 654 321 | +92 (21) 3279 9009
For further information on Roshan Digital Accounts from State Bank of Pakistan, Please visit https://www.sbp.org.pk/RDA/index.html or email at [email protected].
Naya Pakistan Certificates (NPS) are an attractive financial instrument specifically designed for Non-Resident Pakistanis and those Resident Pakistanis with declared assets abroad. These certificates offer an attractive rate of return over different maturities and in different currencies including PKR, USD, GBP & Euro. Furthermore, they are issued by the Government of Pakistan na d administered by the State Bank of Pakistan.
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