+92 (21) 111-654-321
+92 (51) 111-654-321
+92 (21) 111 JS BANK
+92 (21) 111 57 2265
+92 (21) 263 1803
+92 (21) 3279 9009
JS Bank Limited
Shaheen Commercial Complex
Dr. Ziauddin Ahmed Road
P.O. Box 4847, Karachi-74200
Sindh, Pakistan
Naya Pakistan Certificates (NPS) are an attractive financial instrument specifically designed for Non-Resident Pakistanis and those Resident Pakistanis with declared assets abroad. These certificates offer an attractive rate of return over different maturities and in different currencies including PKR, USD, GBP & Euro. Furthermore, they are issued by the Government of Pakistan na d administered by the State Bank of Pakistan.
| NPC Profit Rates | ||||
| Tenor | PKR Rates | USD Rates | GBP Rates | EUR Rates |
| 3 Months | 9.50%, p.a. | 5.50% p.a. | 5.25% p.a. | 4.75% p.a. |
| 6 Months | 10.00%, p.a. | 6.00% p.a. | 5.50% p.a. | 5.00% p.a. |
| 12 Months | 10.50%, p.a. | 6.50% p.a. | 5.75% p.a. | 5.25% p.a. |
| 3 Years | 10.75%, p.a. | 6.75% p.a. | 6.25% p.a. | 5.50% p.a. |
| 5 Years | 11.00%, p.a. | 7.00% p.a. | 6.50% p.a. | 5.75% p.a. |
*Subject to W.H.T of 10% currently and subject to change as per the directives of SBP.
| Minimum Amount of Investment | ||||
| FCY Denominated Certificates | Minimum Investment of USD 5,000 with integral multiples of USD 1,000 | |||
| LCY Denominated Certificates | Minimum Investment of PKR 100,000 with integral multiples of PKR 10,000 | |||
*Amount of investment in each tenor certificate shall be as above
| NPC Key Features | ||||
| Offered in multiple currencies, PKR, USD, GBP and EUR | ||||
| Short and long-term investment tenors of 3 Months, 6 Months, 12, Months, 3 Years and 5 Years | ||||
| Fully and easily repatriable | ||||
| No Zakat deduction | ||||
| Premature encashment option | ||||
| Option to raise Financing against Naya Pakistan Certificates pledged as a security. | ||||
| High returns of up to 11% on your investments in multiple currency denominated certificates | ||||
For any further queries, be sure to check out our FAQs at https://jsbl.com/rda-terms-and-conditions/ or email us at [email protected] or contact us at our 24/7 dedicated helpline; Call us at: 021 111 654 321 | +92 (21) 3279 9009
For further information on Roshan Digital Accounts from State Bank of Pakistan, Please visit https://www.sbp.org.pk/RDA/index.html or email at [email protected].
Naya Pakistan Certificates (NPS) are an attractive financial instrument specifically designed for Non-Resident Pakistanis and those Resident Pakistanis with declared assets abroad. These certificates offer an attractive rate of return over different maturities and in different currencies including PKR, USD, GBP & Euro. Furthermore, they are issued by the Government of Pakistan na d administered by the State Bank of Pakistan.
| NPC Profit Rates | ||||
| Tenor | PKR Rates | USD Rates | GBP Rates | EUR Rates |
| 3 Months | 9.50%, p.a. | 5.50% p.a. | 5.25% p.a. | 4.75% p.a. |
| 6 Months | 10.00%, p.a. | 6.00% p.a. | 5.50% p.a. | 5.00% p.a. |
| 12 Months | 10.50%, p.a. | 6.50% p.a. | 5.75% p.a. | 5.25% p.a. |
| 3 Years | 10.75%, p.a. | 6.75% p.a. | 6.25% p.a. | 5.50% p.a. |
| 5 Years | 11.00%, p.a. | 7.00% p.a. | 6.50% p.a. | 5.75% p.a. |
*Subject to W.H.T of 10% currently and subject to change as per the directives of SBP.
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