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Naya PakistanItalian Trulli
Naya Pakistan Certificates (NPS) are an attractive financial instrument specifically designed for Non-Resident Pakistanis and those Resident Pakistanis with declared assets abroad. These certificates offer an attractive rate of return over different maturities and in different currencies including PKR, USD, GBP & Euro. Furthermore, they are issued by the Government of Pakistan na d administered by the State Bank of Pakistan.

NPC Profit Rates
Tenor PKR Rates USD Rates GBP Rates EUR Rates
3 Months 9.50%, p.a. 5.50% p.a. 5.25% p.a. 4.75% p.a.
6 Months 10.00%, p.a. 6.00% p.a. 5.50% p.a. 5.00% p.a.
12 Months 10.50%, p.a. 6.50% p.a. 5.75% p.a. 5.25% p.a.
3 Years 10.75%, p.a. 6.75% p.a. 6.25% p.a. 5.50% p.a.
5 Years 11.00%, p.a. 7.00% p.a. 6.50% p.a. 5.75% p.a.

*Subject to W.H.T of 10% currently and subject to change as per the directives of SBP.

Minimum Amount of Investment
FCY Denominated Certificates Minimum Investment of USD 5,000 with integral multiples of USD 1,000
LCY Denominated Certificates Minimum Investment of PKR 100,000 with integral multiples of PKR 10,000

*Amount of investment in each tenor certificate shall be as above

NPC Key Features
Offered in multiple currencies, PKR, USD, GBP and EUR
Short and long-term investment tenors of 3 Months, 6 Months, 12, Months, 3 Years and 5 Years
Fully and easily repatriable
No Zakat deduction
Premature encashment option
Option to raise Financing against Naya Pakistan Certificates pledged as a security.
High returns of up to 11% on your investments in multiple currency denominated certificates
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For any further queries, be sure to check out our FAQs at https://jsbl.com/rda-terms-and-conditions/ or email us at [email protected] or contact us at our 24/7 dedicated helpline; Call us at: 021 111 654 321 | +92 (21) 3279 9009

For further information on Roshan Digital Accounts from State Bank of Pakistan, Please visit https://www.sbp.org.pk/RDA/index.html or email at [email protected].

Naya PakistanItalian Trulli
Naya Pakistan Certificates (NPS) are an attractive financial instrument specifically designed for Non-Resident Pakistanis and those Resident Pakistanis with declared assets abroad. These certificates offer an attractive rate of return over different maturities and in different currencies including PKR, USD, GBP & Euro. Furthermore, they are issued by the Government of Pakistan na d administered by the State Bank of Pakistan.

NPC Profit Rates
Tenor PKR Rates USD Rates GBP Rates EUR Rates
3 Months 9.50%, p.a. 5.50% p.a. 5.25% p.a. 4.75% p.a.
6 Months 10.00%, p.a. 6.00% p.a. 5.50% p.a. 5.00% p.a.
12 Months 10.50%, p.a. 6.50% p.a. 5.75% p.a. 5.25% p.a.
3 Years 10.75%, p.a. 6.75% p.a. 6.25% p.a. 5.50% p.a.
5 Years 11.00%, p.a. 7.00% p.a. 6.50% p.a. 5.75% p.a.

*Subject to W.H.T of 10% currently and subject to change as per the directives of SBP.