The Sohni Dharti Remittance Program is an initiative by the Government of Pakistan designed to encourage overseas Pakistanis to send money home through official banking channels. By using this program, remitters and their beneficiaries can earn reward points that can be redeemed for various benefits.
JS Bank is one of the banks supporting this program, offering a remittance account that allows beneficiaries in Pakistan to receive money without any fees or taxes.
This article will explain how the Sohni Dharti Remittance Program works, the benefits of using JS Bank for remittances, and how to open a JS Bank remittance account.
What is the Sohni Dharti Remittance Program?
The Sohni Dharti Remittance Program was introduced to encourage the use of legal banking channels to transfer money to Pakistan. Many overseas Pakistanis send remittances to their families, and this program rewards them for doing so through official means.
When a remittance is sent through participating banks like JS Bank, both the sender and the recipient earn points based on the transaction amount. These points can be used for various benefits, such as paying for government services, getting discounts on purchases, and redeeming rewards from partner organizations.
Benefits of Using JS Bank for Remittances
JS Bank provides a dedicated remittance account to make receiving home remittances easy and secure. Here are some key benefits:
- Money received through JS Bank remittance account is free from any service charges or withholding taxes.
- You can open a JS Bank remittance account with just your CNIC at any branch.
- Unlike regular bank accounts, there is no requirement to maintain a minimum balance.
- ATM Access – You can withdraw money from any JS Bank or other ATMs across Pakistan.
- You will receive an SMS notification every time a remittance is credited to your account.
- You can check your balance and transaction history anytime through the JS Bank Mobile App and Internet Banking.
How the Sohni Dharti Remittance Program Works
The process is simple and ensures that overseas Pakistanis and their families receive money securely while earning rewards:
- The remitter must use an authorized bank, such as JS Bank, to send money to Pakistan.
- Every transaction earns points that can be redeemed for various benefits.
- Points can be used for airline tickets, duty exemptions, and government payments.
The program makes remittances more secure while offering additional value to both senders and beneficiaries.
How to Open a JS Bank Remittance Account
If you receive money from abroad, opening a JS Bank remittance account is a simple process:
- Visit your nearest JS Bank branch.
- Provide your original CNIC.
- Fill out the required application form.
- Your account will be opened instantly.
Once your account is active, you can receive home remittances without extra charges.
Remittance Account Limits and Features
JS Bank’s remittance account comes with certain limits to ensure safe and secure transactions:
| Features | Limit |
|---|---|
| Maximum Account Balance | PKR 1,500,000 |
| Maximum Debit Limit | PKR 500,000 |
| Cash Withdrawal (per transaction) | PKR 50,000 |
These limits help in managing large remittances while ensuring compliance with banking regulations.
Conclusion
The Sohni Dharti Remittance Program provides an excellent opportunity for overseas Pakistanis to send money securely while earning rewards.
With the JS Bank remittance account, beneficiaries in Pakistan can receive funds easily without any extra charges, making it a reliable option for home remittances.
Opening a JS Bank remittance account is a smart choice if you receive remittances from abroad. It ensures fast and secure transactions, easy withdrawals, and added benefits through the Sohni Dharti Remittance Program.