Roshan Kal allows you to plan your monetary growth and at the same time gives you a comprehensive life protection plan. The perfect plan for a brighter future, exactly what you and your family deserve.Apply Now
You'll have complete access to the accumulated fund value at all times. After full contributions for two years, the fund can be withdrawn for its full or partial value. If you decide to cancel/terminate the Plan,the fund will be encashed at the current bid price.
Every contribution in RoshanKal is utilised to purchase units of the EFU Managed Growth Fund, an investment fund with a balanced investment strategy1
Enjoy a guaranteed level of life assurance protection. This means that in case of death, your dependents will receive the sum assured or the cash value of the plan at the time of death (whichever is higher) and any cash values of FAP payments.
Deposit any surplus funds as a lump sum contribution as Fund Acceleration Premium (FAP) payments at any policy anniversary. The FAP payments will increase the cash value of the plan but will not affect the sum assured.
The longer the terms of the plan, the higher the rewards.
If you decide to cancel/terminate the plan, the fund will be encashed at the current bid price.
1. Unit Allocation:
Premiums are allocated to the investment fund based on the following unit allocation percentages
|Year 4 to 10||100%|
|Year 11 onwards||100% plus loyalty bonus|
RoshanKal is a flexible investment plan. The plan provides the client with savings with high value returns along with flexible term and conditions. The purpose of the plan is to provide potential clients a vital financial planning tool to better equip them to face
Opportunity for Growth
The minimum premium is PKR 24,000 per annum