Every company aims to provide unparalleled benefits to their employee to keep them protected from life and health risks. This not only helps in maintaining higher motivation among employees but also keep them focused in achieving their goals. But, life’s unforeseen incidents may push a person and the family towards hardship and financial crises. However, these risks can be mitigated through effective financial planning through EFU Employee Protector Plan.
Apply NowEFU Employee Protector Plan provides family income continuation to the family of the assured person where in case of death due to any cause or accidental permanent total disability, a monthly income benefit will be provided to the family for the entire period of one year without them worrying about their wellbeing.
It also mitigates health’s financial risks by providing daily hospital cash benefit to the assured in case of hospitalization due to sickness or accident. One of the unique feature of this plan is, in case of ICU confinement, the daily hospitalization benefit is automatically doubled.
At what age can I get my employees enrolled in the plan?You can enroll your employees in the plan from the age of 18 years till they are 64 years old and this plan will keep them protected until they attain 65 years of age.
What are the events covered under this plan?This plan provides coverages for Death, Accidental permanent total disability and Hospitalization benefit.
Till when will this plan keep them protected?These are annual or monthly renewable plan(s) which provides the full coverage to the employees for the period/term of either one year or on monthly basis.
What is not covered by this plan?
Following are the exclusions for Income continuation benefit:
Following are the exclusions for hospitalization benefit: