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JS / Personal / JS Asset Finance

JS Asset Finance

Your Asset can now be used as a reserve to avail easy JS Asset Finance!
JS Bank introduces a one-of-a-kind service in Pakistan that allows you to obtain a Personal Loan against the value of your car.
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Loan amounts ranging from PKR 50,000 to PKR 4,000,000
The loan to value can be up to 70% of the vehicle's market value. (Vehicles should not be older than 7 years)
Flexible repayment terms ranging from 12 to 48 months
Refer to recent SBP circulars for tenure or as specified by SBP in particular*
Easy Monthly Installments
HPA Marking charges are at actual
Markup rate and processing fee is as per BSOC.
Multiple Repayment Options
  • Non-checking account
  • Direct Debit
  • Cross Cheque
  • Cash payment at branches
Basic Documentation
  • Application form & PKFS (Key Fact Sheet)
  • Copy of CNIC / NICOP
  • Proof of income
  • 2 Photographs that have been duly attested on the backside
  • Bank Statement(s)
  • Salary Slip / certificate
Eligibility Criteria
  • All Pakistani nationals
  • Minimum age: 21 years, maximum age: 60 years
  • Income for salaried individual: Minimum gross monthly salary of PKR. 30,000/-
  • Professionals/Businessmen: A minimum monthly average balance of PKR. 75,000/- is required