JS Asset Finance
Looking to convert your car into cash for something essential?
Maybe you've got some extra cash sitting in investments or certificates, but don't want to cash them all out? JS Asset Finance can help! We offer asset based loan using your car, deposits, or investments as collateral, so you can get the money you need without needing to sell them.
Whether you're looking for asset finance loans to manage personal needs or to make strategic investments, our offerings are tailored to provide the support you need with competitive terms.
Features
Loan To Value:
Up to 70% of the vehicle's market value. (Vehicles should not be older than 7 years)
Processing Fee & Charges - As per Bank’s updated SOC
Repayment Equal Monthly installments (EMI)
Financing Amount: Between PKR 60,000 to PKR 4 Million
Security: Charge on Asset (Car, Vehicle, Deposit or Investment certificates)
Financing Tenure: 12 to 48 months
| Nationality | All Pakistani Nationals |
|---|---|
| Experience | Salaried: Min 1 Year Self Employed – Professional: Min 1 Year Self Employed – Businessperson: Min 2 Years |
| Age | Min: 21 years Max: 65 years (at the time of maturity of finance) |
| Income | Salaried Individual Minimum gross monthly salary of PKR. 50,000/- Professionals/Businessmen Minimum monthly average balance of PKR. 75,000/- |
| Credit History | Satisfactory credit history of existing bank borrow |
| Finances | Financial ability to afford and repay finance |