JS Bank also gives you the opportunity to be a privileged homeowner with JS GharApna Home Finance! You can avail financing to buy, build or renovate your dream Ghar, with the most competitive rates & the easiest terms possible.
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Financing Min. PKR 0.5 Mn., Max. PKR 75 Mn
Financing Tenure Between one (1) to max. twenty-five (25) Years
Processing Fees : As per Bank’s updated SOC
Property Insurance & Optional life Insurance
Up to 80% Loan to Value (LTV)
Markup: 1-year KIBOR + (3% to 4.25%)
Balance Transfer Facility up to 1% rate discount and financing up to 75% LTV
Home Purchase financing up to PKR 75 Million
Home Construction financing up to PKR 50 Million
Home Renovation financing up to PKR 20 Million
Plot + Construction financing up to PKR 50 Million
Minimum Salary Requirement | ||||
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Permanent Employee | Rs.75,000/- Net per Month | |||
Contractual Employee | Rs.100,000/- Net per Month |
Age Requirement | ||||
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Age: Salaried Person | Min 27 to 60 years at maturity |