Product Features
Credit Cover
Processing Fees : As per Bank’s updated SOC
Property Insurance & Optional life Insurance
Up to 80% Loan to Value (LTV)
Markup: 1-year KIBOR + (3% to 4.25%)
Financing Tenure: 1 to 25 Years
- Pakistani National
- Experience: Minimum 1 – 2 years employment or in business.
- Age:
- Salaried: 23 – 60 years
- Self Employed: 21 – 75 years
- Min. Income:
- Salaried: PKR 100,000 gross monthly income
- Self Employed Professional (SEP): PKR 100,000
- Self Employed Businessperson (SEB): PKR 150,000
- Others: 200,000
- Satisfactory credit history of existing bank borrowings
- Financial ability to afford and repay finance
- Build a Home
- Buy & Build a Home
- Home renovation
- Balance Transfer Facility
- MPMG (Mera Ghar Mera Pakistan) SBP’s Government Markup Subsidy Scheme
Q: How can I contact JS Bank customer Service for assistance?
A: You can call 021-111 654 321 for JS Bank customer service assistance.
Q: How do I pay my JS Apna Ghar instalment online?
A: You can download the JS App and request online payments during the loan application process.
Q: Where can I find the fees associated with my Apna Ghar loan application?
A: The Schedule of Charges (SOC) contains all the information about loan processing and other fee structures. You can ask a Bank representative for the SOC.
Q: Can I make balloon payments for my JS Apna Ghar loan?
A: Yes, balloon or partial payments are allowed.
Q: Are there any hidden charges or fees?
A: No, all charges are mentioned in the SOC.