Product Features
Processing Fee & Charges - As per Bank’s updated SOC
Debt burden is limited to 40%
Financing Amount - Up to PKR 3.0 Million (Above 1000cc)
Financing Tenure: Up to 5 years (Below 1000cc)
Up to 3 Years (Above 1000cc)
Down Payment: Minimum 30% of cost of the vehicle
Floating Markup: 1 YK + spread
- Pakistani national
- Experience:
- Salaried Permanent employees: 6-month employment
- Contractual employees: Minimum 1 year employment with the present employer
- Age:
- Salaried: Min: 21 years – Max: 60 years or retirement.
- Self Employed: Min: 21, Max: 70 years at the completion of the financing tenure
- Monthly Income:
- Self Employed/Businessman: Min. average balance: Rs. 100,000 per month
- Salaried Permanent Employees: Minimum Rs. 50,000 gross per month
- Contractual Employees: Minimum Rs. 50,000 gross per month
- Satisfactory credit history of existing bank borrowings
- Financial ability to afford and repay finance
You can now get Changan Alsvin and Oshan X7 at special discounted rates.
Limited-time offer, don’t miss out!
Book yours today by emailing us at [email protected].
| MODELS | CURRENT PRICE | DISCOUNT | PROMOTIONAL PRICE |
|---|---|---|---|
| ALSVIN MT COMFORT MCA | 4,189,000 | 200,000 | 3,989,000 |
| ALSVIN LUMIERE MCA | 4,899,000 | 150,000 | 4,749,000 |
| ALSVIN LUMIERE BLACK EDITION MCA | 4,999,000 | 150,000 | 4,849,000 |
| OSHAN X7 COMFORT | 8,474,000 | 200,000 | 8,274,000 |
| OSHAN X7 FS (5 SEATS) | 9,149,000 | 250,000 | 8,899,000 |
| OSHAN X7 FS (7 SEATS) | 9,299,000 | 200,000 | 9,099,000 |
+ 2 Years of Prepaid Periodic Maintenance as part of the package.
Terms & Conditions:
- This offer is exclusive, and other market offerings will not be applicable along with this offer.
- This offer is valid till 31st October 2025.
- MCML will ensure delivery of Alsvin within one month of order placement, except in cases where the selected color is unavailable.
- This offer is valid for the fully paid orders within the campaign period mentioned above.
- The above prices are ex-dealership and inclusive of (a) Shipping and Handling Charges, and (b) Sales tax & FED.
- The above prices are exclusive of (a) Income Tax and (b) Advance withholding tax.
- Any impact on prices due to a change in government levies, taxes (including FED & CVT), tariffs, etc., will be on account of the customer regardless of ‘Price Lock Advantage’.
- Pay order will be made through JS Bank Ltd in favor of MCML (Changan Motors).
Q: What is a car loan in Pakistan?
Q: Can I buy a car on installments from a bank?
Q: Is JS CarAamad a bank car finance solution?
Q: Who can apply for auto financing in Pakistan?
Q: How is bank car finance different from informal installment plans?