JS / Personal / Accounts / Current Accounts / Islamic Naya Pakistan Certificate

Naya PakistanItalian Trulli Islamic Naya Pakistan Certificates (INPC) are sovereign instruments issued by Government of Pakistan. These certificates offer lucrative rate of return and are available in multiple tenors. This initiative – IS by State Bank of Pakistan (SBP), offers investors an opportunity to contribute towards economic growth and prosperity in Pakistan by offering lucrative investment options to Non-Resident Pakistanis (NRPs) and resident Pakistanis (with declared assets abroad).

Islamic Naya Pakistan Certificate (INPC) is a Shariah-compliant investment option that is offered to JS Bank Roshan Digital Account holders on the basis of Mudarabah.

Profit Payment Frequency
Tenure Profit Payment
3 Months At maturity
6 Months At maturity
12 Months At maturity
3 Years Bi-Annually
5 Years Bi-Annually

*Amount of investment in each tenor certificate shall be as above.

Minimum Amount of Investment
FCY Denominated Certificates Minimum Investment of USD 5,000 with integral multiples of USD 1,000
LCY Denominated Certificates Minimum Investment of PKR 100,000 with integral multiples of PKR 10,000

*Amount of investment in each tenor certificate shall be as above

Key Features
Offered in multiple currencies, PKR, USD, GBP and EUR
Fully and easily repatriable
No Zakat deduction
Premature encashment option
Click Here for more information

For any further queries, be sure to check out our FAQs at https://jsbl.com/rda-terms-and-conditions/ or email us at [email protected] or contact us at our 24/7 dedicated helpline; Call us at: 021 111 654 321 | +92 (21) 3279 9009

For further information on Roshan Digital Accounts from State Bank of Pakistan, Please visit https://www.sbp.org.pk/RDA/index.html or email at [email protected].

Naya PakistanItalian Trulli Islamic Naya Pakistan Certificates (INPC) are sovereign instruments issued by Government of Pakistan. These certificates offer lucrative rate of return and are available in multiple tenors. This initiative – IS by State Bank of Pakistan (SBP), offers investors an opportunity to contribute towards economic growth and prosperity in Pakistan by offering lucrative investment options to Non-Resident Pakistanis (NRPs) and resident Pakistanis (with declared assets abroad).

Islamic Naya Pakistan Certificate (INPC) is a Shariah-compliant investment option that is offered to JS Bank Roshan Digital Account holders on the basis of Mudarabah.

Profit Payment Frequency
Tenure Profit Payment
3 Months At maturity
6 Months At maturity
12 Months At maturity
3 Years Bi-Annually
5 Years Bi-Annually

*Amount of investment in each tenor certificate shall be as above.