Are you an overseas Pakistani looking for a secure and convenient way to manage your finances and invest back home?

JS Bank’s Roshan Digital Account is a revolutionary solution that connects Non-Resident Pakistanis (NRPs) to Pakistan’s banking and investment ecosystem through a seamless, fully digital process.

Whether you want to pay bills, invest in real estate, or explore stock market opportunities, the Roshan Digital Account benefits offer unparalleled flexibility and access to financial tools from anywhere in the world.

What is the Roshan Digital Account?

The Roshan Digital Account (RDA) is a specialized banking solution that allows overseas Pakistanis to open a bank account in Pakistan entirely online. With JS Bank, you can open current or savings accounts in PKR or major foreign currencies (USD, GBP, EUR, CNY, AED) and enjoy access to various financial and investment opportunities.

Roshan Digital Account Benefits

1. Convenient and Fully Digital Account Opening

Say goodbye to paperwork and long wait times. With JS Bank, you can open a Roshan Digital Account from anywhere in the world in just 48 hours. The process involves submitting documents online and completing a simple e-KYC through a recorded audio/video call.

2. Multi-Currency Options

The Roshan Digital Account allows you to open accounts in multiple currencies, including PKR, USD, GBP, EUR, CNY, and AED. This feature ensures flexibility for NRPs managing funds or seeking global investment opportunities.

3. Tax-Free and Fully Repatriable Funds

One of the standout Roshan Digital Account benefits is its tax-free status and repatriation flexibility. Funds can be sent back to the NRP’s country of residence without any restrictions, ensuring easy access to your savings and investments.

4. Seamless Investment Opportunities

With a JS Bank Roshan Digital Account, you can access various investment opportunities in Pakistan, including:

• Pakistan Stock Exchange (PSX): Trade in stocks and build your equity portfolio.
• Islamic Naya Pakistan Certificates (INPCs): Enjoy Shariah-compliant, fixed-income returns.
• Real Estate Investments: Invest in residential and commercial property back home.

5. Bill Payments and Financial Management

The Roshan Digital Account simplifies day-to-day financial needs for overseas Pakistanis. Using JS Bank’s digital platforms, you can:

• Pay utility bills and school fees directly from your RDA.
• Manage your account through mobile and internet banking anytime, anywhere.
• Receive free SMS alerts and e-statements to stay updated on your transactions.

6. Zakat Exemption and Secure Services

The RDA offers Zakat exemption for eligible account holders and comes with secure banking services, ensuring your funds are protected.

Why Choose JS Bank for Your Roshan Digital Account?

JS Bank stands out for its customer-centric approach and innovative features that make the RDA experience exceptional:

• Accounts are activated within 48 hours.
• Dedicated relationship managers to resolve queries and provide personalized support.
• Real-time currency conversion to allow flexibility when managing funds across multiple currencies.
• WhatsApp support (Add to +923487003000 your contacts and say “Hello” on Whatsapp) that lets you open and manage your account through JS Bank’s JS Bot.

How to Open Your JS Bank Roshan Digital Account

Opening your Roshan Digital Account is simple:

• Apply Online: Visit JS Bank’s website or use the JS Mobile App.
• Upload Documents: Submit scanned copies of your CNIC/NICOP, passport, proof of income, and NRP status.
• Complete e-KYC: A short verification call will confirm your details.
• Account Activation: Your account will be activated, and you’ll receive your IBAN within 48 hours.

Conclusion

The Roshan Digital Account benefits extend far beyond simple banking. With JS Bank, overseas Pakistanis gain a powerful tool to manage finances, invest in Pakistan’s growing economy, and stay connected to their homeland.

Whether it’s paying bills, growing your savings, or building a real estate portfolio, the RDA ensures convenience, security, and financial freedom.

Open your JS Bank Roshan Digital Account today and take the first step toward a prosperous future for yourself and Pakistan.