For Employers

• Dedicated relationship manager for the company
• Seamless transition to JS PayDay with bulk account opening
• Efficient disbursement of payroll via online portal
• Account opening at business premises
• Premium Banking (for top-tier employees)

For Employees

• Dedicated PayDay Service Quality staff for servicing of disputes and complaints in a quick turnaround time
• Electric bike financing at 1 Year KIBOR + 2.5% preferential rate
• Dedicated female account with additional benefits tailored for females
• Salary Loan
• Advance salary
• No minimum balance required
• Access to Consumer Banking products at preferential rates

• Free Account Services
• Free Debit Card (PayPak and Mastercard)
• Free Cheque Book
• Free Internet Banking
• Free Mobile Banking
• Free E-Statement
• JSBot
• Ease in documentation to avail key benefits

JS Elite & Elite Plus

JS Elite offers seamless and efficient salary processing along with transactional benefits, convenience, exceptional service and security of funds all in one account.

• Premium and Basic account option available based on salary bracket.
• Complimentary insurance services with additional options to upgrade (We offer 3 variants of Insurance coverages)
• Free IBFT/ Pay Order for Elite Plus account holders
• Zero minimum balance required

For more information, please click here.

Variant 1 (Complimentary)

• Accidental Death/Permanent Disability – Rs. 500,000/-
• Wallet Snatching Rs. 5,000/- (Once a year)
• Mobile Snatching Rs. 20,000/- (Once a year)
• ATM & Over-the-Counter Cash snatching up to Rs. 50,000/-

Variant 2 (Additional Charges Apply)

• Accidental/Natural Death/Permanent Disability – Rs. 1,000,000/-
• Wallet snatching Rs. 5,000/- (Once a year)
• Mobile Snatching Rs. 20,000/- (Once a year)
• ATM & Over-the-Counter Cash snatching up to Rs. 50,000/-
• Accidental Medical Expenses up to Rs. 25,000/-
• Utility Bill Continuation (in case of death) up to 6 months Rs. 10,000/-
• Grocery Bill Continuation (in case of death) up to 6 months Rs. 30,000/-
• Income Continuity Plan (in case of death) up to 6 months Rs. 25,000/-

Variant 3 (Additional Charges Apply)

• Accidental Death/Permanent Disability – Rs. 500,000/-
• Wallet Snatching Rs. 5,000/- (Once a year)
• Mobile Snatching Rs. 20,000/- (Once a year)
• ATM & Over-the-Counter Cash snatching up to Rs. 50,000/- (twice a year)
• Micro Critical illness cover against 7 types of women related cancers – Rs. 500,000/-

*Terms and Conditions Apply

• Email: [email protected]
• Phone: 03362633239
• Region: South

• Email: [email protected]
• Phone: 03222222532
• Region: North

• Email: [email protected]
• Phone: 03226222257
• Region: Central