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JS / JS PayDay

Overview of JS PayDay

Companies utilizing JS PayDay enjoy the support of a dedicated account manager, streamlining communication and payroll processes. Furthermore, employees gain access to exclusive perks and benefits like

  • E-bike financing at discounted rates
  • Insurance coverage and,
    • Easy access to financing and credit cards.
    • Credit cards with exciting features such as cashback program.
    • Auto loan
    • Home loan
    • Solar financing
    • Gold financing

By eliminating payroll complexities and offering these valuable extras, JS PayDay empowers businesses and their people, making financial well-being a “good thing” that comes free with the platform.

For Employers

  • Dedicated relationship manager for the company
  • Seamless transition to JS PayDay with bulk account opening
  • Efficient disbursement of payroll via online portal
  • Account opening at business premises
  • Premium Banking (for top-tier employees)

For Employees

  • Dedicated PayDay Service Quality staff for servicing of disputes and complaints in a quick turnaround time
  • Zindigi Wallet Account for blue collar workers
  • Electric bike financing at 1 Year KIBOR + 2.5% preferential rate
  • Dedicated female account with additional benefits tailored for females
  • Salary Loan
  • Advance salary
  • No minimum balance required
  • Access to Consumer Banking products at preferential rates

    • Free Account Services

      • Free Debit Card (PayPak and Mastercard)
      • Free Cheque Book
      • Free Internet Banking
      • Free Mobile Banking
      • Free E-Statement
      • JSBot
  • Service request can be processed in any JS Bank branch nationwide
  • Availability of wallet account for Blue Collar employees
  • Ease in documentation to avail key benefits

JS Elite & Elite Plus

JS Elite offers seamless and efficient salary processing along with transactional benefits, convenience, exceptional service and security of funds all in one account.

  • Premium and Basic account option available based on salary bracket.
  • Free Insurance Coverage (we offer 4 types of free coverage)
  • Free IBFT/ Pay Order for Elite Plus account holders
  • Zero minimum balance required

Variant 1 (Complimentary)

  • Accidental Death/Permanent Disability – Rs. 500,000/-
  • Wallet Snatching Rs. 5,000/- (Once a year)
  • Mobile Snatching Rs. 20,000/- (Once a year)
  • ATM & Over-the-Counter Cash snatching up to Rs. 5,000/-

Variant 2 (Additional Charges Apply)

  • Accidental/Natural Death/Permanent Disability – Rs. 1,000,000/-
  • Wallet snatching Rs. 5,000/- (Once a year)
  • Mobile Snatching Rs. 20,000/- (Once a year)
  • ATM & Over-the-Counter Cash snatching up to Rs. 50,000/-
  • Accidental Medical Expenses up to Rs. 25,000/-
  • Utility Bill Continuation (in case of death) up to 6 months Rs. 10,000/-
  • Grocery Bill Continuation (in case of death) up to 6 months Rs. 30,000/-
  • Income Continuity Plan (in case of death) up to 6 months Rs. 25,000/-

*Terms and Conditions Apply

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