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Public Awareness & Warnings

  1. Currency Note Identification Click Here
  2. What are Bank Accounts? Click Here
  3. Collection of Utility Bills by Banks Click Here
  4. Fair Debt Collection Guidelines Click Here
  5. Priority to Senior Citizens & Visually Impaired People in Banking services & Pension Disbursement Through Banks Click Here
  6. Instructions on Service Charges Click Here
  7. Banking Services for the Visually Impaired Persons Click Here
  8. FAQs Click Here
  9. Glossary of Important Terms along with Definitions (English) Click Here
  10. Glossary of Important Terms along with Definitions (Urdu) Click Here
  11. How to protect yourself from Identity Theft Click Here
  12. Identity Theft (English) Click Here
  13. Identity Theft (Urdu) Click Here
  14. Skimming (English) Click Here
  15. Skimming (Urdu) Click Here
  16. Cheque Handling (English) Click Here
  17. Cheque Handling (Urdu) Click Here
  18. Guidelines on prohibited banking conduct Click Here

Deposit Protection  Corporation  (DPC)  has  been  set  up  through  promulgation  of  the  Deposit Protection  Corporation  Act,  2016  (the  Act),  with  an  aim  to  provide  protection  to  small depositors  of  banks  operating  in  Pakistan.Consequent  upon  the  commencement  of  business  with  effect  from  June  01, 2018,  the  DPC,  in  exercise  of  its  powers  under  section  6  of  the  Act,  has issued instructions  on  the  mechanism  for  protecting  the  depositors  of  banking  companies.

Salient features are summarized as under:

  • These instructions  become  effective  from  July  01,  2018.
  • The subject   protection mechanism   has   been   developed,   under  the   relevant  sections  of  the  Act,  for compliance  by  banking  companies  and  shall  become  effective  from  July  01,  2018.
  • Membership of  the  Deposit  Protection  Corporation  shall  be  compulsory  for  all  banks scheduled  under  sub-section  (2)  of  section  37  of  the  State  Bank  of  Pakistan  Act,  1956.
  • Kindly note  that  as  per  section  7(1)  of  the  Act,  an  amount  of  Rs.  250,000/-  (Rupees  two hundred  fifty  thousand  only)  per  depositor  per  bank  has  been  determined  by  DPC  as the  guarantee  amount.

*Terms and Conditions apply

Relevant Circulars are available below for reference.

DPC Circular No. 01 of 2018 : Notification of Board of Directors Click Here

DPC Circular No. 02 of 2018: Declaration of Commencement of Business of Deposit Protection Corporation Click Here

DPC Circular No. 03 of 2018 : Member Institutions of Deposit protection Corporation Click Here

DPC Circular No. 04 of 2018 : Deposit Protection Mechanism for Banking Companies Click Here

DPC Circular No. 05 of 2018 : Shariah Compliant Deposit Protection Mechanism for Islamic Banking Institutions  ENGLISH Click Here URDU Click Here

DPC Circular Letter No. 01 of 2018 : Exclusion of Deposits of Various Institutions from Protected Deposits Click Here

DPC Circular No. 01 of 2019 : Information System for Protected Depositors of Member Banks Click Here

For further details Click Here


For further details please follow the link http://www.sbp.org.pk/warnings.asp