Public Awareness & Warnings
- Currency Note Identificationhttp://www.sbp.org.pk/finance/NotePehchano/index.asp
- What are Bank Accounts?http://www.sbp.org.pk/cpd/pdf/learning/A%20Guide%20About%20Bank%20Accounts.pdf
- Collection of Utility Bills by Banks http://www.sbp.org.pk/cpd/pdf/learning/awareness/Awareness-01.pdf
- Fair Debt Collection Guidelineshttp://www.sbp.org.pk/cpd/pdf/learning/awareness/Awareness-02.pdf
- Priority to Senior Citizens & Visually Impaired People in Banking services & Pension Disbursement Through Bankshttp://www.sbp.org.pk/cpd/pdf/learning/awareness/Awareness-04.pdf
- Instructions on Service Chargeshttp://www.sbp.org.pk/cpd/pdf/learning/awareness/Awareness-05.pdf
- Banking Services for the Visually Impaired Personshttp://www.sbp.org.pk/cpd/pdf/learning/awareness/Awareness-08.pdf
- FAQs http://www.sbp.org.pk/cpd/cpd-faqs.asp
- Glossary of Important Terms along with Definitions (English)
Glossary of Important Terms along with Definitions (Urdu)
- How to protect yourself from Identity Thefthttp://www.sbp.org.pk/cpd/pdf/learning/Protecting%20Yourself%20from%20Identity%20Theft.pdf
- Identity Theft-English Identity Theft-Urdu
- Skimming-English Skimming-Urdu
- Cheque Handling-English Cheque Handling-Urdu
- Guidelines on prohibited banking conduct
Deposit Protection Mechanism
Deposit Protection Corporation (DPC) has been set up through promulgation of the Deposit Protection Corporation Act, 2016 (the Act), with an aim to provide protection to small depositors of banks operating in Pakistan.
Consequent upon the commencement of business with effect from June 01, 2018, the DPC, in exercise of its powers under section 6 of the Act, has issued instructions on the mechanism for protecting the depositors of banking companies.
Salient features are summarized as under:
- These instructions become effective from July 01, 2018.
- The subject protection mechanism has been developed, under the relevant sections of the Act, for compliance by banking companies and shall become effective from July 01, 2018.
- Membership of the Deposit Protection Corporation shall be compulsory for all banks scheduled under sub-section (2) of section 37 of the State Bank of Pakistan Act, 1956.
- Kindly note that as per section 7(1) of the Act, an amount of Rs. 250,000/- (Rupees two hundred fifty thousand only) per depositor per bank has been determined by DPC as the guarantee amount.
*Terms and Conditions apply
Relevant Circulars are available below for reference.
DPC Circular No. 01 of 2018 : Notification of Board of Directors Click Here
DPC Circular No. 02 of 2018: Declaration of Commencement of Business of Deposit Protection Corporation Click Here
DPC Circular No. 03 of 2018 : Member Institutions of Deposit protection Corporation Click Here
DPC Circular No. 04 of 2018 : Deposit Protection Mechanism for Banking Companies Click Here
DPC Circular No. 05 of 2018 : Shariah Compliant Deposit Protection Mechanism for Islamic Banking Institutions ENGLISH Click Here URDU Click Here
DPC Circular Letter No. 01 of 2018 : Exclusion of Deposits of Various Institutions from Protected Deposits Click Here
DPC Circular No. 01 of 2019 : Information System for Protected Depositors of Member Banks Click Here
For further details Click Here