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JS / Home Remittance Account

Home Remittance Account

(HRA)

JS bank has always strived to offer the most convenient and free of cost remittance services to all the beneficiaries in Pakistan. Through this HRA Account, customers can receive their home remittance, free of any charges or taxes and be able to withdraw their funds within Pakistan through any JS Bank or any other ATM across Pakistan.

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Issuance of ATM debit card for 24/7 nationwide access to funds from ATM and usage at POS Machines.
Instant account opening and activation via biometric verification at agent location
Free Mobile Airtime on remittance receiving. Top-up of Rs. 2 awarded on every $1 inward remittance
Free SMS alert to the beneficiary at the time of account opening notifying the account number for receiving future remittances to this account
No requirement for initial deposit, account opening or maintenance charges and minimum balance.
No other credit of any sort from any channel will be allowed in this account
Availability of statement of account
No Withholding Tax on cash withdrawals since the account will only be fed through home remittance

All you need to do is visit nearest JS Bank agent. Provide your basis information, CNIC and mobile number.

Account Limits

Maximum Account Balance
PKR 1,50,000
Maximum Debit Limit
PKR 500,000
Cash Withdrawal
PKR 50,000 (Per transaction)

Visit your nearest JS Bank with your original CNIC to open JS BANK Digital Remittance account through easy and hassle-free procedure.

You may also contact us on JS BANK Contact Center and Customer Care at +92 (21) 111-654-321