Flexible Short-Term Financing Solutions for Your Business

Meet Your Immediate Needs with JS Bank.

At JS Bank, we understand that businesses often require quick access to capital to address short-term needs. Our range of customizable short-term financing options is designed to provide the flexibility and support you need to keep your operations running smoothly.

Our short-term financing products include:

• Running Finance: Ideal for financing factory overheads or managing receivables.
• Finance Against Imported Merchandise: Supports the importation of essential goods for your business.
• Finance Against Trust Receipts: Facilitates financing goods imported under trust receipts.
• Finance Against Packing Credit: Helps in financing inventory before sale.
• Short-Term Finance: Flexible options to address various short-term financing needs.

No matter your specific requirements, we have a solution to fit your business.

Efficient Receivables Financing Solutions

We understand the importance of managing your receivables effectively. Our range of receivables financing solutions is designed to help you optimize your cash flow and support your business growth.

Our receivables financing products include:

• Inland Bill Purchased: A convenient solution for managing domestic receivables.
• Foreign Bill Purchase: Streamlines your international trade transactions by financing foreign receivables.
• Finance Against Foreign Bills: Supports your global operations by financing foreign receivables.
• Foreign Bill Discounting: Provides immediate liquidity against foreign bills, helping you to improve your cash flow.

In addition to our fund-based products, we offer a range of non-fund based facilities designed to enhance your business operations and credibility.

Our non-fund based facilities include:

• Letters of Credit (LC): Secure your international trade transactions by guaranteeing payment to suppliers.
• Bank Guarantees: Assure third parties of your financial obligations, strengthening your business relationships.
• Performance Bonds: Guarantee the fulfillment of contractual obligations, boosting your credibility and attracting new partners.
• Advance Payment Guarantee: Assure your partners that you will fulfill your contractual obligations, even if you receive advance payments.

And many more tailored products to help you confidently navigate the complexities of business.

Discover how our non-fund based facilities can support your business growth. Contact us today to explore the possibilities.

Invest in Your Future with Long-Term Financing

Grow Your Business, Build for the Long Term.

Let’s make your dreams a reality with the support of our commercial banking team members. Whether you are planning to establish a new factory or expand your existing operations, JS Bank’s long-term financing solutions can provide the financial support you need.

Our competitive financing options empower you to:

• Invest in essential infrastructure to support your business growth.
• Acquire the necessary equipment to stay competitive in today’s market.

With JS Bank as your partner, you can confidently invest in your business’s future.