JS / Business / Treasury


JS Bank’s Treasury is one of the most well known in the country’s financial markets and is highly client-centric ensuring you, the client, achieves maximum value with minimum risk for your stakeholders. Our Treasury department is a leader in product innovation and offers a one-stop solution to all your financial needs.

JS Bank Ltd is an institution of choice amongst importers and exporters. We provide competitive prices in all major currencies so look no further than JS Bank to meet your foreign exchange needs.

Currency Name Currency Code Buying Rate Selling Rate
US Dollar USD 153.7500 154.2500
Japanese Yen JPY 1.3699 1.3743
Pound Sterling GBP 197.4150 198.0570
European Euro EUR 165.1659 165.7031
Effective Date: February 21, 2020

Fixed Income Sales

JS Bank has one of the most competitive treasuries in Pakistan and is a State Bank-nominated Primary Dealer (PD). JS Bank has played an active role in the development of the Primary and the Secondary GoP Debt Market. Under the Primary Dealership System, only PDs can participate in the primary auctions of Treasury Bills (T-Bills) and Pakistan Investment Bonds (PIBs) conducted by the State Bank of Pakistan.

JS Bank has been so effective and successful as a Primary Dealer that it was ranked as the Number One Primary Dealer by the State Bank of Pakistan for the year 2010-2011 and 2011-2012. JS Bank is a market leader in the area and has played an instrumental role in developing the GoP debt market and GoP debt distribution. Our dynamic trading team provides competitive pricing in the Secondary Market which includes trading with other PDs, Non-PD Banks and NBFIs.

As a Primary Dealer, we offer IPS account facility and other opportunities to our corporate and retail clients.

To apply for Investment Opportunities in Government Securities with JSBL

Click Here

For the IPS form for Current Account holders

Click Here

For the IPS form for Non-Account holders

Click Here

For the Auction Calendar

Click Here

For Format for placing Non-Competitive bids for T-Bill auction

Click Here

For Format for placing Non-Compete bids for PIB auction

Click Here


Daily Government Security Rates

Effective Date: February 21, 2020

Treasury Bills (T-Bills)*
BID (%) Offer (%)
3 Months 13.50% 13.00%
6 Months 13.40% 12.90%
12 Months 13.50% 13.00%

Pakistan Investment Bonds (PIBs)*
BID (%) Offer (%)
3 Years 12.40% 12.90%
5 Years 11.55% 11.05%
10 Year 11.30% 10.80%

*Above rates are indicative and can change without notice based on market fluctuation and availability with JSBL.

*Trading of above securities is in multiples of Rs. 100,000/- (Face Value) for PIBs and of Rs. 5,000/- (Face Value) for T-Bills