Features
Repayment
Equal quarterly installments
Financing Tenure
1 to 5 Years
Processing Fee
As per Bank’s updated SOC
Financing Amount
Between Rs. 50,000 and Rs. 1,500,000
Small Enterprise finance based on business cash flows.
- Setting up of a new business enterprise
- Expansion of an existing business where the individual has been operating it for a minimum of one year with an ability to conduct the business
| Finance up to PKR 500,000 | Post Dated Cheques |
| Finance over PKR 500,000 | Collateral in the form of land, gold, savings certificates, or any other tangible collateral as per Bank’s requirement |
| Disbursement until SBP refinances facility | 1-Month KIBOR + 2% per annum (floating) |
| Thereafter | 5% per annum |
- Pakistani national
- Documentary proof of disability
- Age: Minimum 18 years
- Age: Maximum 65 years (at the time of loan maturity)
- Satisfactory credit history of existing bank borrowings
- Financial ability to afford and repay finance