In Pakistan, the need for tailored banking solutions designed to meet the unique financial requirements of women is increasingly evident.

As women continue to take on multiple roles—professionals, entrepreneurs, caregivers, and more—they require a banking partner that understands their specific needs. JS Bank has stepped up with its JS Her account, a specialized offering within its women bank segment, designed exclusively for women. JS Her goes beyond traditional banking by providing a range of exclusive benefits, including preferential pricing, free micro-critical illness cover, and services tailored to empower women financially.

Whether you are managing your household or expanding your business, JS Her by JS Bank offers comprehensive support to help you achieve your goals while ensuring your financial well-being.

What is JS Her Account?

JS Her is a specialized banking solution offered by JS Bank within its women’s bank segment, designed to cater to the unique financial needs of women. The JS Her Account is available in two main variants: the JS Her Current Account and the JS Her Savings Account, each providing exclusive benefits tailored specifically for women.

JS Her Current Account:

This account is crafted to offer maximum convenience and protection. It features preferential pricing, making banking more affordable for women. Additionally, it provides free micro-critical illness cover, safeguarding against seven types of women-related cancers, and ensuring financial security during challenging times.

The JS Her Current Account also offers a suite of banking services like a Titanium Debit Card, one free chequebook per month, and access to mobile and internet banking. These features make it a top choice for women looking for a comprehensive and empowering banking experience.

JS Her Savings Account:

The JS Her Savings Account combines competitive returns with exclusive benefits tailored for women. It offers added perks like free chequebooks, micro-critical illness cover, and fee waivers on loan processing fees for auto, home, solar, and personal loans.

This account is ideal for women looking to save while enjoying the advantages of a specialized women’s bank account. Along with competitive savings options, the account includes access to mobile and internet banking, ensuring a seamless and secure banking experience through JS Bank’s digital platforms.

Empowering Women Through Tailored Financial Solutions

JS Khud Mukhtar:

JS Bank’s JS Khud Mukhtar program is a groundbreaking initiative within its women bank segment that financially supports female entrepreneurs. This women-centric loan program offers easy access to capital, enabling women to start or expand their businesses. Part of the State Bank of Pakistan’s Refinance and Credit Guarantee Scheme for Women, JS Khud Mukhtar provides financing solutions ranging from PKR 100,000 to PKR 5 million, with repayment plans spread over flexible tenures.

The program is designed to empower women by offering them financial independence through low markup rates and minimal collateral requirements. Whether you’re setting up a new enterprise or looking to grow an existing one, JS Khud Mukhtar offers customized financial solutions, helping women achieve stability and growth in their business ventures. This initiative underscores JS Bank’s commitment to promoting financial inclusion and gender equality through its specialized offerings.

Banking on Equality:

JS Bank’s Banking on Equality program is a testament to its dedication to financial inclusion and accessibility, particularly for women. Recognizing the challenges that women face in accessing traditional banking services, JS Bank has developed user-friendly digital platforms, educational resources, and products that cater specifically to women’s needs. Through initiatives like financial literacy programs and community outreach, JS Bank aims to bridge the gap and bring banking services to underserved populations.

By offering customized accounts, progressive financial products, and innovative loans, JS Bank is committed to creating a seamless banking experience that prioritizes the needs of women. The focus on financial literacy ensures that women are empowered to make informed decisions, driving their financial independence. JS Bank’s holistic approach to equality and inclusion is paving the way for a more accessible and empowered financial future for women across Pakistan.

Key Benefits and Features of JS Her Account

The JS Her Account offers many benefits and features tailored specifically for women, making it a unique offering in the women’s bank segment. Here are the key benefits and features:

• Micro-Critical Illness Cover: Provides insurance coverage of up to PKR 500,000 against seven types of women-related cancers, including breast, uterus, cervix, ovarian, and others. This coverage ensures financial protection during challenging health conditions.
• Titanium Debit Card with Preferential Pricing: Enjoy access to a debit card that offers preferential pricing, enhancing your banking experience while keeping costs affordable.
• Waivers on Loan Processing Fees: Benefit from a 50% waiver on loan processing fees for auto loans, home loans, solar finance, and personal loans, making borrowing more accessible and cost-effective.
• Comprehensive Digital Access: Gain seamless access to e-statements, mobile and internet banking, and a dedicated SMS service, ensuring you stay connected to your account wherever you are.

Conclusion

From micro-critical illness cover to preferential pricing and digital banking services, JS Her is more than just a bank account—it’s a financial partner that empowers women across various roles. By combining convenience, security, and specialized features, JS Bank is redefining what it means to bank with confidence and purpose, making JS Her the ideal choice for women in Pakistan.

Choosing banking solutions designed for women is crucial for achieving financial independence and security. The Her Account by JS Bank is setting a new benchmark among women’s bank accounts in Pakistan, offering a comprehensive suite of benefits tailored to women’s unique needs.