Loans and Running Finance

JS Bank offers Running Finance and Loan facilities against collateral of Deposit Accounts and Govt. of Pakistan securities. A dedicated relationship officer will look after all your credit needs, offering:

  • Speedy processing
  • Competitive rates

Products offered:

JS GoldFinance:

JS Bank offers you the chance to convert your gold ornaments into working capital for your business or investment needs! JS GoldFinance is a unique financing facility that offers term or revolving loan against gold ornaments! Read more

JS CarAamad:

JS Bank offers you a chance to drive away your dream car. JS CarAamad is an installment-based loan for purchase of new, used & imported vehicles, which is the smartest auto loan ever! Read more

JS FauriFinance:

JS Bank offers FauriFinance, quickest and surest way to meet your personal financial needs while keeping your savings intact. Easily avail financing against National Saving Certificates and Pak Rupee/Foreign Currency Deposits. Read more

JS GharApna

JS GharApna Home Loans empower you to be a privileged home owner! With JS GharApna,you can buy, build or renovate yourGhar, and let us bring your dreams to life with the most convenient terms and simplest process! Read more

JS GharApna Solar

JS GharApna Solar Panel Financing offers a comprehensive solution from financing to installation of the solar panel system with the best services provided through our energy partners. Read more


JS Prime Minister Youth Business Loan is a product specifically designed to provide the youth with opportunities of financial independence through self-employment. Read more

JS Zarkhez Agri Finance

JS Bank has launched its Agricultural Finance Business in 2014 under the brand name “JS Zarkhez Agri Finance”. Customers may apply for various agriculture loans through a number of designated branches. Read more

JS Zarkhez Gold Finance

JS Bank is proud to introduce JS Zarkhez GoldFinance, which offers financing against pledge of Gold/ Gold Ornaments to agriculturists including land owners and land-less cultivators in Farm and Non-Farm sectors, with a turn-around time of 3-4 days. Read more