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JS / Personal / Wealth Management / Bancassurance / Cash Protector Plus

Cash Protector Plus – Insurance Coverage

Cash Protector Plus is a simple and affordable way of providing protection and coverage of Over the Counter and ATM Cash Withdrawal Insurance in case of snatching, forced duress and armed hold up. Cash Protector Plus is a one year renewable insurance scheme that pays a fixed lump sum benefit in case of snatching or in case of accidental death. Cash Protector Plus is underwritten by EFU General and is only available to account holders of JS Bank.Protect yourself and your loved ones today by investing in Cash Protector Plus & safeguard yourself and your loved ones against any unforeseen circumstances or incase misfortune strikes. Live your life to the fullest and enjoy peace of mind. With Cash Protector Plus, we have got you covered!

Under this plan, the insured ATM/Debit Cardholders of JS Bank can enjoy the benefit of up to 03 Claims in a policy year up to the limits specified for each Debit Card category.

Cash Protector Plus offers protection and coverage against Over the Counter and ATM Cash Withdrawal snatching, duress or armed hold up and protects your family in case you face an unforeseen situation of death.Following are the plans of Cash Protector Plus, along with the associated benefits and premium for each category:

Plan Category Premium Payable per anum(PKR) ATM Cash Withdrawal for Cash Withdrawal from any ATM Over the Counter Cash Coverage for Cash Withdrawal from any JS Bank Branch Lump Sum Benefits Payable in case of personal Accidental Death
Classic 2,200 40,000 50,000 200,000
Gold 2,800 60,000 50,000 200,000
Platinum 3,600 100,000 50,000 200,000
Cash Protector Plus provides insurance coverage for one complete year and is renewable after one year. The coverage period for cash withdrawals under Cash Protector Plus either from any ATMs or JS Bank Branch network is up to 01 Hour from the time of cash withdrawal.
Initial Equity Down payment: 20% in the form of cash
To enroll for Cash Protector Plus simply dial JS Bank at 021 111 654 321.
Cash Protector Plus is only available for account holders of JS Bank.
Cash Protector Plus is available to anyone between 18 and 60 years of age. However, once enrolled the coverage continues till the age of 65 years upon regular payment of due premiums.
Notify JS Bank Limited by calling on the 24/7 toll free number 021 111 654 321, or EFU General Insurance – Central Division within 72 hours of the incident.



Cash Protector Plus is an insurance product underwritten, issued and subject to the terms and conditions set by EFU General Insurance Limited, an insurance company having its principle office in Pakistan at EFU House, M.A. Jinnah Road, P.O. Box 5005, Karachi-74000, Pakistan.
Cash Protector Plus is not a JS Bank Limited product. JS Bank Limited is acting as the distributor of Cash Protector Plus on behalf of EFU General Insurance Limited.JS Bank Limited will not be responsible in any manner if your application or claim is rejected by EFU General Insurance Limited nor will it investigate or provide any opinion or merits of the claimService charges and taxes will be applicable as per the Bank’s “Schedule of Charges” and taxation laws as stipulated by the relevant authorities.