Anmol Sehat

Your Life, Our Priority

JS Bank offers Anmol Sehat, an accidental insurance scheme exclusively designed to provide you with a simple and affordable way of protecting your loved ones against any unfortunate event. The scheme has been structured to ensure a simple enrollment process and nominal monthly premium deduction making the insurance plan extremely convenient and affordable.  Anmol Sehat is underwritten by EFU Life Assurance Limited and is only available for account holders of JS Bank.


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What you need to know

  • To enroll for Anmol Sehat, you may contact your Employee Banking Relationship Manager. You can also contact us at 021 111 654 321
  • Anmol Sehat is only available to account holders of JS Bank
  • Anmol Sehat is available to anyone between 18 and 59 years of age. However, once enrolled the coverage continues till the age of 60 years upon regular payment of due premiums.
  • In case of joint accounts, only the principal account holder will be covered under this plan.
Claims shall be lodged at the head of claims department- EFU at [email protected]


  • Plan A has Lump Sum Benefits Payable upfront of 3,000,000 PKR and premium payment of 600 PKR per month.
  • Plan B has Lump Sum Benefits Payable upfront of 1,000,000 PKR and premium payment of 200 PKR per month.
Anmol Sehat will cover your life for one complete year and is renewable after one year.

Anmol Sehat emphasizes on confidently enjoying your life while silently protecting your happiness, in case you face any unforeseen situation. To provide protection against all such unfortunate incidences, JS Bank and EFU life bring you the Accidental Insurance cover that protects you against death and disability through a minimal premium to meet the basic life expenses.


  • Anmol Sehat is an insurance product underwritten, issued and subject to the terms and conditions set by EFU Life Assurance Limited, an insurance company having its principle office in Pakistan at EFU Life House, Plot No. 112, 8th East Street, Phase I, DHA, Karachi.
  • Anmol Sehatl is not a JS Bank Limited product. JS Bank Limited is acting as the distributor of Anmol Sehat on behalf of EFU Life Assurance Limited.
  • JS Bank Limited will not be responsible in any manner if your application or claim is rejected by EFU Life Assurance Limited nor will it investigate or provide any opinion or merits of the claim.
  • Service charges and taxes will be applicable as per the Bank’s “Schedule of Charges” and taxation laws as stipulated by the relevant authorities.