Experience: Minimum 2 years employment or in business.
Age:
Salaried: 27 – 60 years
Self Employed: 27 – 65 years
Min. Income:
Self Employed: PKR 100,000
Salaried permanent employee: PKR 75,000 net per month
Salaried contractual employee: PKR 100,000 net per month
Property Age Criteria:
Max 30 years property at the time of availing loan facility
Max 50 years at the time of loan maturity.
Satisfactory credit history of existing bank borrowings
Financial ability to afford and repay finance
Build a Home
Buy & Build a Home
Home renovation
Balance Transfer Facility
MPMG (Mera Ghar Mera Pakistan) SBP’s Government Markup Subsidy Scheme
Q: How can I contact JS Bank customer Service for assistance?
A: You can call 021-111 654 321 for JS Bank customer service assistance.
Q: How do I pay my JS Apna Ghar instalment online?
A: You can download the JS App and request online payments during the loan application process.
Q: Where can I find the fees associated with my Apna Ghar loan application?
A: The Schedule of Charges (SOC) contains all the information about loan processing and other fee structures. You can ask a Bank representative for the SOC.
Q: Can I make balloon payments for my JS Apna Ghar loan?
