Resident Pakistanis who have declared assets held abroad and are maintaining a JS Roshan Digital
Account are eligible for IslamicNaya Pakistan Certificates.
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Tenure
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Tenure Profit Payment Frequency
|
|---|---|
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3-Month
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At maturity
|
|
6-Month
|
At maturity
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12-Month
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At maturity
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3-Year
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Bi-annually
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5-Year
|
Bi-annually
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Profit/proceeds for premature encashment requests made after one month and before three months will be redeemed at a discounted price by applying a discount in the profitrates forthat category.
Profit/proceeds of premature encashment made after three months shall be worked out based on the weightages applicable to the nearest completed tenures.
In case of a holiday, the next working day falling after the holiday will be considered the periodic profit date/principal payment date. No profit will be payable for the period of the holidays.
GBP & EUR INPCs: Investmentrequestsreceived till 1:00 pm (PST) shallbe invested on the next working day’s value date on T+1 basis subject to availability of funds in the investor’s account.