Kharchon ki Problems...

Just Solved!

Be it grocery, fuel, fee payments, utility bills or travel plans, get instant cashback on your transactions with JS Credit Cards and go easy on your pocket!

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JS Instant Cashback

Ever wondered why every Credit Card that you owned has focused on giving you discounts at fancy restaurants and expensive shopping outlets that you seldom visit? While, your real problems of spending remain unsolved.
No more!

JS Credit Card comes as a solution to all your spending woes. With instant cashback offers and discounts on day-to-day expenses, your Kharchon ki problem is ought to be solved by JS Credit Cards.

Fuel
Fuel

Enjoy 5% instant cashback on every fuel transaction.

Bills
Bills

Enjoy 20% instant cashback on every bill transaction.

Fuel
Education

Enjoy 10% instant cashback on every Education transaction.

Bills
Grocery

Enjoy 1% instant cashback on every Grocery transaction.

Fuel
Travel

Coming soon

FAQs

What categories are included in the campaign

Fuel, Grocery, Utilities, School fee & Travel

  • Fuel – Active
  • Grocery, Utility Bills, Education fee – 1st Jan 2023
  • Travel – Coming soon

Fuel 5%
Grocery 1%
Utility Bills 20%
Education Fee 10%

*Fuel per transaction capp of 5% or PKR 300/- whichever is lower
**Variant Wise Capp on Cashback is applicable as per Calendar Month.

There is no cap on the number of transactions in a day/month. Customers can avail the cashback up to their card’s monthly volume cap.

Customer’s may avail cashback up to their card’s monthly capped amount.
*Fuel per transaction capp of 5% or PKR 300/- whichever is lower
**Variant Wise Capp on Cashback is applicable as per Calendar Month.

JS is offering cashback on customers’ essential monthly expenditures on fuel, utility bills, grocery, and Education fee. The cashback amount would be credited to the customer’s JS Credit Card account.

Monthly Capping on Card (amount in PKR)

Category CLASSIC GOLD PLATINUM SIGNATURE
Fuel 2,000 3,000 4,000 5,000
Grocery 2,000 3,000 4,000 5,000
Utilities 2,000 3,000 4,000 5,000
Schools 2,000 3,000 4,000 5,000

Customers can use their JS Credit Card to spend on any of the categories included in the campaign and would be automatically eligible for cashback up to their monthly cap.

Fuel
  • Customer spends at any fuel service station on POS with JS Credit Card
  • Customer gets the cashback in his card account and a text message that states the amount
  • Customer also gets an email and it reflects in the monthly bill
Groceries
  • Customer spends on any grocery outlet/store on POS with JS Credit Card
  • Customer gets the cashback in his card account and a text message that states the amount
  • Customer also gets an email and it reflects in the monthly bill
Utility Bill
  • Customer pays utility bill through the website/or on pos ( electricity, gas, and water ) with JS Credit Card
  • Customer gets the cashback in his card account and a text message that states the amount
  • Customer also gets an email and it reflects in the monthly bill
School fee payment
  • Customer pays school fee online /or on pos with JS Credit Card
  • Customer gets the cashback in his card account and a text message that states the amount
  • Customer also gets an email and it reflects in the monthly bill