MW-OTC: Mobile Wallet to Mobile Wallet

Jcash Mobile Wallet account holders can now use our extensive retail agent network for an ‘agent assisted’ send money transaction to any other Jcash Mobile Wallet account holder in Pakistan, directly by using their mobile wallet to fund the transaction, instead of cash.


The pricing structure for this facility is detailed below:

Slabs Mobile Wallet to Mobile Wallet
0100 – 1,000 FREE
1,001 – 2,000 FREE
2,001 – 3,000 FREE
3,001 – 4,000 FREE
4,001 – 6,000 FREE
6,001 – 8,000 FREE
8.001 – 10,000 FREE
10,001 – 13,000 FREE
13,001 – 16,000 FREE
16,001 – 20,000 FREE
20,001 – 25,000 FREE



The process for completing the Mobile Wallet to Mobile Wallet transfer is detailed below:


1. Provide your Mobile Wallet (Mobile Number) to the Jcash Agent
2. Inform the Jcash Agent about the amount to transfer
3. Retail Agent (Sending Agent) creates the transaction and sends the money
4. The Mobile Wallet account holder receives a confirmation call for this transaction, and provides his 4-digit PIN for validation
5. If the PIN is valid, the transaction is completed and confirmation messages are sent to both the agent (within the app), and the sender Jcash MW account holder (through SMS)


6. Receiver receives a system generated confirmation SMS for a MW account credit of the amount, for their reference