JS SME Asaan Finance (SAAF)

JS Bank brings an exciting opportunity for small and mid-sized businesses across Pakistan through JS SME Asaan Finance (SAAF) Scheme. JS SAAF is a refinance facility to assist creditworthy SMEs by providing them with a one window solution for various recurring and non-recurring financial requirements of their business. SMEs can get the loan for working capital, term finance, invoice discounting, and financing of locally manufactured vehicles for commercial use.

Financing Rate: 9%

Financing up to: PKR 10 Million

Loan tenure: of up to 5 years

No collateral: required

Loan Processing: Quick & easy loan processing

Eligibility Criteria:

• SMEs (with operative businesses) that are new borrowers of the bank.
• Borrower must be a Pakistani resident holding a valid CNIC, aged between 25 and 65 years.
• Borrower must be in the current line of business for at least 3 year.
• Borrower must be maintaining a bank account with any bank for at least 1 year.
• Clean Credit History