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JS / Business / SME / JS Mortgage Business Finance

JS Mortgage Business Finance

JS Mortgage Business Finance (MBF) gives you the opportunity to unlock equity in your real-estate by getting a revolving line of credit secured against residential, industrial, commercial or business properties to improve your business.

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Financing Rate: 3, 6 or 12 months KIBOR + 4.5%

Insurance: Mandatory - must cover structure values of all collateralized properties

Financing limit 0.5 to 40 Million

Financing up to 75% of appraised property value

Cities covered: Karachi, Lahore, Islamabad, Multan, Gujranwala, Rawalpindi and Hyderabad
Financing Limit Processing Fee
Rs. 500,000 – 4.99 Million Rs. 5,000
Rs. 5 Million – 14.99 Million Rs. 10,000
Rs. 15 Million – 24.99 Million Rs. 15,000
Rs. 25 Million – 40 Million Rs. 20,000
Eligibility Criteria
  • Duly filled application form
  • Pakistani citizen holding valid CNIC
  • Age 21-65 years
  • Business owner along with proof of registration
  • Minimum two year current business experience
  • Clean credit history