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JS / Business / SME / JS Ghar Apna Solar Solution

JS Ghar Apna Solar Solution

JS GharApna Solar Panel Financing offers a one window solution for financing and installation of the solar panel system at your home. Reduce costs, save money, make life simple!

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Collateral: Hypothecation of Solar Solution (only through JS Bank’s Authorized vendors)

Charges: Rs. 14,000/- plus FED (Rs. 1,000 + FED Upfront Non- Refundable).

Mark up: Fixed at 6% per annum

Tenor: Between 3 to 7 years with repayment in monthly installments (subject to warranty)

Down Payment: 20% of Quotation Amount

Insurance: Offered through reputable insurance partners at a preferential rate.

Financing: Between Rs. 300,000/- and Rs. 2,500,000/- (without batteries ), Between Rs. 300,000/- and Rs. 3,500,000/- (Including Lithium-ion batteries with select vendors)

Eligibility Criteria:

  • Computerized National Identity Card (CNIC) holder
  • Owner of the resident (House) – where solar panels are to be installed
  • Only for residential properties not for semi-commercial or commercial properties

Required Document Checklist:

  1. Open an account at JS Bank (Current or Savings)
  2. Fill & sign loan JS GharApna Solar Panel Financing application form
  3. Obtain quotation of solar panels systems from authorized energy partner of the Bank
  4. Two (2) recent passport size photographs
  5. Copy of CNIC / NICOP
  6. CF-1 Undertaking Form
  7. JS GharApna Solar Panel Key Fact Sheet
  8. Property Ownership document (Title Deed) along with latest utility Bill & Electricity Bill (for proof of ownership)
  9. Bank statements business or personal account with account maintaining certificate
  10. Contact details of the Applicant & Co-borrowers
  11. Must be an active tax payee with NTN number
  12. Any other requirement of the Bank