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JS / Business / JS Employee Banking / JS Elite Cash Advance

JS Elite Cash Advance

JS Elite Advance Pay is to facilitate the urgent needs of the salaried employees of the corporate clients. Instant loan for meeting urgent short-term financing needs, with financing available up to 50% of Gross salary.

Product Features


Mark-up Absolutely 0 (Zero%)

Financing Rs. 20,000 to as high as Rs. 2 million

Financing Tenure Maximum 30 days

Security – 1 Post Dated Cheque of the outstanding amount

Repayment will be done on next salary date, through direct debit authority.

Processing Fees 5% upfront charges on outstanding amount deducted before disbursement of the loan
Eligibility Criteria:
  • Must have JS Elite or JS Elite Plus Current account
  • CNIC Holders between 21 and 60 years
  • Must be permanent employee with minimum of 1 year experience (including probation period)
  • Minimum Gross Monthly Salary of RS. 40,000/-
Required Document Checklist:
  • Original Application Form
  • Copy of CNIC/NICOP/SMART ID/Passport
  • Original Salary Slip
  • Employment Certificate
  • Latest Utility Bill / Rental Agreement
To Get Started!

Submit your JS Elite Loan Application Form along with the required documents to your JS Bank Employee Banking Relationship Manager or call us now at 0800-011-22 for more information.