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JS / Business / JS Employee Banking / JS CarAamad Auto Financing

JS CarAamad Auto Financing

JS CarAamad auto financing is offered on subsidized rates to all JS Elite customers. JS CarAamad is an installment-based loan for the purchase of new, used and imported vehicles.


Down Payment Lowest down payment
(as low as 30%)

Financing Tenure Between 1 to 5 Years

Financing Minimum PKR 300,000 up to Maximum PKR 30Mn

Mark-up Floating Rate: 1Y KIBOR + 1.50% to 1.99%

Co – Borrower Facility

Processing Fees may vary as per updated Bank's SOC

Eligibility Criteria:

  • Pakistani CNIC Holders between 21 and 70 years (At the completion of the financing tenure)
  • Salaried Permanent Employees
    • CCM A, B & C – 6-month employment
    • Min. PKR 35,000/- per month net take home for Employee Banking clients
  • Contractual Employees
    • Min. 1 year employment with the present employer
    • Min. Rs. 75,000 per month net take home salary