Facebook Pixel
JS Smart
JS Smart Internet Banking Internet Banking
Urdu Icon Urdu Icon Hover
JS / Business / Agriculture Finance / JS Zarkhez GoldFinance

JS Zarkhez GoldFinance

JS Zarkhez Gold Finance offers financing against pledge of Gold / Gold Ornaments to agriculturists. This facility also offers a unique feature of free life insurance up to PKR. 2.5 mn to every customer.

For Financing limit of:

– Rs. 50,000 to Rs. 299,999: 3 Months KIBOR + 12% per annum

– Rs. 300,000 to Rs. 25 mn: 3 Months KIBOR + 9% per annum

Calculate Gold Finance Loan


Collateral Gold

Tenor 3 to 5 Years as Agri DF facility or for 3 years as RF facility for agricultural purposes

Maximum Limit Up to 75% of the assessed value can be financed

Charges Minimum Rs. 1,000/- to maximum Rs. 12,000/- (according to the loan amount)

Financing Between Rs. 50,000/- and Rs. 25,000,000/-

Eligibility Criteria:

  • Farmer holding CNIC with maximum age of 65 years on expiry of facility
  • Permanent resident of the Area
  • Must have a clean e-CIB (no defaults)
  • Must be residing within 30 kms radius of the financing branch

Required Document Checklist:

  • Two passport size colored photograph
  • Two copies of valid CNIC
  • Copy of Khasra Girdawari in applicant’s name

Apply for JS Zarkhez GoldFinance:

Step 1: Visit nearest JS Bank designated branch & fill out the JS Zarkhez Application Form

Step 2: Complete document checklist upon approval

Step 3: Get your Gold Finance by JS Bank after completion of post-sanction formalities