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JS Zarkhez Farm
Transport Lease Finance

JS Zarkhez Farm Transport Lease allows you to drive away with any type of pick-up, mini-trucks or milk carriers to meet your farm’s transport requirement. Farmers, cultivators or produce transporters engaged in agricultural are eligible to apply. This facility also offers aunique feature of free life insurance up to PKR. 2.5 mn to every customer.

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Financing: Between
Rs. 500,000/-
and Rs. 5,000,000/-

Equity: Minimum 20% of the financing amount

Mark-up: 6 Month KIBOR + 6%
per annum (Floating rate)

Charges: Minimum PKR 1,000/- to
maximum PKR 5,500/- (according to the
loan amount)

Collateral: Farm Transport to be registered in JS Bank’s name & comprehensively insured (only through JS Bank’s Authorized vendors)

Tenor: Between 3 to 5 Years
with quarterly
installments

Eligibility Criteria:

  • Farmer holding CNIC with maximum age of 65 years on expiry of lease facility
  • Permanent resident of the Area
  • Must have a clean e-CIB (no defaults)
  • Must be residing within 30 kms radius of the financing branch

 

Required Document Checklist:

  • Two passport size colored photograph
  • Two copies of valid CNIC
  • Agri-passbook supported by Fard Jamabandi OR copy of Khasra Girdawari in applicant’s name
  • Quotation of Tractor from the authorized dealer
  • Personal Guarantee (where applicable)
  • Utility bills to confirm customer’s residential address (only in case of customers other than farmers

 

Apply for JS Zarkhez Farm Transport Lease Finance:

Step 1: Select your favorite brand vehicle by visiting your nearest authorized dealer

Step 2: Visit nearest JS Bank designated branch & fill out the JS Zarkhez Lease Application Form

Step 3: Complete document checklist upon approval

Step 4: Drive away your favorite vehicle leased by JS Bank, after completion of post sanction formalities