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JS Zarkhez Farm
Transport Lease Finance

JS Zarkhez Farm Transport Lease allows you to drive away with any type of pick-up, mini-trucks or milk carriers to meet your farm’s transport requirement. Farmers, cultivators or produce transporters engaged in agricultural are eligible to apply. This facility also offers a unique feature of free life insurance up to PKR. 2.5 mn to every customer.


Financing: Between
Rs. 500,000/-
and Rs. 5,000,000/-

Equity: Minimum 20% of the financing amount

Mark-up: 6 Month KIBOR + 6%
per annum (Floating rate)

Charges: Minimum PKR 1,000/- to
maximum PKR 5,500/- (according to the
loan amount)

Collateral: Farm Transport to be registered in JS Bank’s name & comprehensively insured (only through JS Bank’s Authorized vendors)

Tenor: Between 3 to 5 Years
with quarterly
installments

Eligibility Criteria:

  • Farmer holding CNIC with maximum age of 65 years on expiry of lease facility
  • Permanent resident of the Area
  • Must have a clean e-CIB (no defaults)
  • Must be residing within 30 kms radius of the financing branch

Required Document Checklist:

  • Two passport size colored photograph
  • Two copies of valid CNIC
  • Agri-passbook supported by Fard Jamabandi OR copy of Khasra Girdawari in applicant’s name
  • Quotation of Tractor from the authorized dealer
  • Personal Guarantee (where applicable)
  • Utility bills to confirm customer’s residential address (only in case of customers other than farmers

Apply for JS Zarkhez Farm Transport Lease Finance:

Step 1: Select your favorite brand vehicle by visiting your nearest authorized dealer

Step 2: Visit nearest JS Bank designated branch & fill out the JS Zarkhez Lease Application Form

Step 3: Complete document checklist upon approval

Step 4: Drive away your favorite vehicle leased by JS Bank, after completion of post sanction formalities